Close the month in an afternoon — without sending data anywhere
Chen needs AI that respects the rule that financial data stays on-device. MCPlato runs locally: it reads the invoices, reconciles the bank export, builds the report, and waits for her approval — nothing uploaded.
Meet
Chen Wei
Accountant · A 30-person design studio
At month-end, Chen reconciles 140-odd invoices against the bank export and rolls a stack of spreadsheets into one report. It is slow, error-prone work — and because it is financial data, none of it is allowed to touch a cloud tool.
- Matching invoices to bank lines by hand takes days
- A dozen spreadsheets to merge into one monthly report
- Financial data must never leave the company device
How MCPlato does it
- 1
Keep everything on your machine
MCPlato runs on your computer. It reads local invoices and exports directly, so financial data never goes to a cloud service — a hard requirement for finance, met by design.
Local-firstNo upload - 2
It reads the invoices and the bank export
Point it at the month-end folder. It loads every invoice and the bank CSV from disk — PDFs, scans, and spreadsheets alike.
Local files - 3
It reconciles and flags exceptions
Using a local spreadsheet engine, it matches invoices to bank lines, surfaces unmatched items and amount mismatches, and builds the monthly summary with charts.
Excel skillCharts - 4
You approve before anything is final
Nothing is exported or sent until Chen signs off. She can export the report locally, or have the exceptions flagged for review first.
Permission modes
What changes for Chen
Days → 1
afternoon to close the month
0 bytes
of financial data uploaded
142 → 7
lines needing a human eye
Questions
Does any financial data leave my computer?
No. MCPlato runs on your machine and reads the invoices and bank export from local disk. Reconciliation runs locally with a built-in spreadsheet tool. Nothing is uploaded — that is the whole point of this workflow.
Can it read scanned invoices and PDFs?
Yes. MCPlato understands PDFs, scans, and images as well as spreadsheets, so a mixed month-end folder is fine.
What happens with mismatches?
It flags every unmatched line and amount difference instead of guessing. You decide how to resolve each one before the report is finalized.
Will it finalize the report on its own?
Only if you let it. With an approval permission mode, MCPlato builds everything and waits for your sign-off before exporting or sending anything.
Can it run on a schedule for every month-end?
Yes — schedule it to prepare the reconciliation each month-end so the report is staged and waiting for your review.
AI automation finance can actually use
Local-first, approval-gated, no data leaving the device.